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Credit Cards Lifestyle Personal Finance Spending

A Beginner’s Guide To Credit Card Rewards

Disclaimer: This is not a sponsored post, but this post contains affiliate links. If you signup for a product through one of these links, I’ll earn some commission to help sustain this blog at no cost to you. For more … Read more

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Credit Cards Debit Cards Lifestyle Mobile Wallets Spending The Frugal Handbook

The Frugal Handbook #7: Cash-Less For More Cash

Many people don’t think twice when it comes to making payments.

They simply use whichever method they feel like – card, QR, or cash.

After all, it’s the same amount of money being paid anyway… Right?

The straightforward answer to … Read more

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Credit Cards Personal Finance

Credit Score Guide: How I Got An AA Rating As A Student

In a previous post, I talked about whether credit score matters.

Spoiler: it does. At least, in my opinion.

Credit score can appear to be something elusive that is hard to understand because how exactly it is calculated … Read more

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Credit Cards Personal Finance

Does Credit Score Matter?

In my previous posts about credit cards, I’ve mentioned that building up a good credit score is one of the benefits of using credit cards.

I also briefly went through various things that are affected by your credit score, but … Read more

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Credit Cards Personal Finance

Why I Cancelled My Student Credit Card

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I have previously advocated for students using credit cards as early as possible to build credit score and cultivate good credit habits.

However, I recently decided to cancel my Citi Clear Visa – Citibank’s student credit card – … Read more

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Credit Cards Debit Cards Mobile Wallets

How To Earn Rewards For GrabPay Top-Ups

In the past, you were able to get credit card rewards when you used your credit card to top up your GrabPay wallet.

This allowed you to double-dip on rewards – once from your credit card when you top up … Read more

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Credit Cards

Credit Cards For Students: HOW To Get Them & WHY

I mentioned in my previous post that credit cards can be an amazing financial tool to have.

If you feel disheartened because you’re a student or don’t earn enough to be eligible for a credit card, don’t be.

In this … Read more

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Credit Cards

4 Reasons Why You SHOULD Use Credit Cards

Credit cards are bad.

Credit cards are scary.

Credit cards ruin people’s lives.

We all know someone who has a biased view against credit cards.

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Maybe their family has experienced the pains of poor credit management, maybe they … Read more