Categories
Miscellaneous Personal Finance

How To Get Your HFE Letter Reassessed

If you’ve been considering buying an HDB flat, you’re probably familiar with the HDB Flat Eligibility (HFE) letter.

While the HFE letter helps to streamline the HDB-buying process, the rigidity that it comes with can pose a serious challenge for … Read more

Categories
Lifestyle Miscellaneous The Frugal Handbook

New Beginnings – April 2024 Update

As some of you might have noticed, I have been on a hiatus for about 2 months – the longest break I’ve taken since starting this blog.

This hiatus was unintentional, ie I didn’t plan to stop posting for this … Read more

Categories
Lifestyle Miscellaneous

How To Withdraw NS Credits From LifeSG With No Fees

National Service (NS) might not be the favourite aspect of many Singaporeans’ lives, but at least it comes with benefits once in a while… right?

One such benefit is NS credits, and in this post, I’ll tell you how to … Read more

Categories
Brokers Investing

How To Avoid Currency Conversion Fee On IBKR

Fees are a bane of investing.

Investing comes with a myriad of fees that eat away at returns.

Minimising such fees is thus a point of interest for any investor, and there appears to be a way to do so … Read more

Categories
Credit Cards

Credit Card Rewards Churning: What You Need To Know

Disclaimer: This is not a sponsored post, but this post contains affiliate links. If you sign up for a product through one of these links, I’ll earn a commission to help sustain this blog at no cost to you. For Read more

Categories
Miscellaneous

Reviewing My Personal Finances For 2023, Plans For 2024

Yet another year has come to an end, and for what it’s worth, it’s been fairly eventful in terms of my personal finances.

I wanted to take some time to review my personal finances for 2023 and also share what … Read more

Categories
Credit Cards Mobile Wallets Spending

How To Earn Credit Card Rewards On QR Payments

Disclaimer: This is not a sponsored post, but this post contains affiliate links. If you sign up for a product through one of these links, I’ll earn a commission to help sustain this blog at no cost to you. For Read more

Categories
Investing

Fractional Shares Now Supported For Ireland-Domiciled ETFs

As the title states, trading fractional shares for Ireland-domiciled ETFs with Interactive Brokers (IBKR) is now possible.

This is huge news – up until IBKR made this change, it wasn’t possible to trade fractional shares for Ireland-domiciled ETFs.

While fractional … Read more

Categories
Spending

How To Manage Expenses Without A Budget

It may sound surprising, but I don’t have a monthly or yearly budget that I set for myself to adhere to.

I think that budgeting is a great way to take ownership of one’s expenses and can be helpful for … Read more

Categories
Credit Cards Lifestyle Spending

How To Earn Bonus Miles And Cash Rebates With Kris+

Disclaimer: This is not a sponsored post, but this post contains affiliate links. If you sign up for a product through one of these links, I’ll earn a commission to help sustain this blog at no cost to you. For Read more