I have previously advocated for students using credit cards as early as possible to build credit score and cultivate good credit habits.
However, I recently decided to cancel my Citi Clear Visa – Citibank’s student credit card – … Read more
If you’ve been reading the blog, you’ll know that I love free money.
Getting some extra cash never hurts, especially when it is credited straight into your bank account and you can get it with minimal effort.
Sounds awesome and … Read more
In the past, you were able to get credit card rewards when you used your credit card to top up your GrabPay wallet.
This allowed you to double-dip on rewards – once from your credit card when you top up … Read more
Categories
Frugal Or Cheap?
I have asked myself several times in different scenarios whether I am being frugal or being cheap.
Being frugal is often confused with being cheap because they appear to be very similar on the surface.
However, there is a very … Read more
Credit cards are bad.
Credit cards are scary.
Credit cards ruin people’s lives.
We all know someone who has a biased view against credit cards.
Maybe their family has experienced the pains of poor credit management, maybe they … Read more
So you want to start investing because you want to build wealth.
And you’ve read my post about the 5 things you need to understand before investing.
If you thought you were ready to start your investing journey, back … Read more
The economy hasn’t been doing well so far in 2020, and is likely to stay that way for the forseeable future. As a result, almost every bank has obliterated the interest rates on their high-interest savings accounts, turning them into … Read more
Investing is a scary topic, especially if you’re a student who’s never studied finance and don’t understand how investing works.
I believe that investing is the single most effective way to build wealth in your life, and I … Read more