In my previous posts about credit cards, I’ve mentioned that building up a good credit score is one of the benefits of using credit cards.
I also briefly went through various things that are affected by your credit score, but … Read more
Author: thefrugalstudent
In 2020, Singlife offered the highest interest rate of 2.5% p.a. for a no-frills insurance savings plan.
This was amazing because every high-interest savings account offered by banks were cutting interest rates every other month, but Singlife maintained … Read more
I have previously advocated for students using credit cards as early as possible to build credit score and cultivate good credit habits.
However, I recently decided to cancel my Citi Clear Visa – Citibank’s student credit card – … Read more
If you’ve been reading the blog, you’ll know that I love free money.
Getting some extra cash never hurts, especially when it is credited straight into your bank account and you can get it with minimal effort.
Sounds awesome and … Read more
In the past, you were able to get credit card rewards when you used your credit card to top up your GrabPay wallet.
This allowed you to double-dip on rewards – once from your credit card when you top up … Read more
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Frugal Or Cheap?
I have asked myself several times in different scenarios whether I am being frugal or being cheap.
Being frugal is often confused with being cheap because they appear to be very similar on the surface.
However, there is a very … Read more
Credit cards are bad.
Credit cards are scary.
Credit cards ruin people’s lives.
We all know someone who has a biased view against credit cards.
Maybe their family has experienced the pains of poor credit management, maybe they … Read more
So you want to start investing because you want to build wealth.
And you’ve read my post about the 5 things you need to understand before investing.
If you thought you were ready to start your investing journey, back … Read more