Just last week, I dropped $1.1k on a brand new iPhone 13.
I know, I know.
$1.1k? What happened to me being frugal?
To be honest, I’d been dreading the day when I’d need to buy myself a new phone … Read more
Category: Personal Finance
An emergency fund is one of the most important pillars of personal finance.
It should be something that everyone squares away even before thinking about investing.
When I realised I didn’t have any posts about emergency funds on my blog, … Read more
Once upon a time, the DBS Multiplier account used to offer very attractive interest rates.
But in today’s low-interest environment, these rates have been thoroughly slashed.
However, compared to other savings accounts, I feel that the Multiplier account is still … Read more
Disclaimer: This is not a sponsored post, but this post contains affiliate links. If you signup for a product through one of these links, I’ll earn some commission to help sustain this blog at no cost to you. For more … Read more
Last month, I wrote an article about why you should track your expenses.
It makes you more financially aware and allows you to do more with the same amount of money, among other things.
Hopefully, you’ve started tracking your … Read more
One of the pillars at the core of personal finance is expenses.
We spend money every day.
Since spending money is a part of our daily lives, it’s easy to get carried away with it and not question what we’re … Read more
Before buying anything, cost is probably one of the many factors that you’ll take into consideration before making a decision.
This is because, for most of us, money is a finite and precious resource, so we want to make sure … Read more
In a previous post, I talked about whether credit score matters.
Spoiler: it does. At least, in my opinion.
Credit score can appear to be something elusive that is hard to understand because how exactly it is calculated … Read more
In my previous posts about credit cards, I’ve mentioned that building up a good credit score is one of the benefits of using credit cards.
I also briefly went through various things that are affected by your credit score, but … Read more
I have previously advocated for students using credit cards as early as possible to build credit score and cultivate good credit habits.
However, I recently decided to cancel my Citi Clear Visa – Citibank’s student credit card – … Read more