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Lifestyle The Frugal Handbook

TFH #29: The Gift Card Conundrum

December is quickly coming to an end, which means Christmas, the season of gifting is upon us.

Today, I want to talk about the gift card conundrum – gifting and/or receiving a gift card (or vouchers) for Christmas.

People often … Read more

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Spending The Frugal Handbook

TFH #28: What Did You Buy?

November has drawn to a close, and with it, major sale campaigns like 11.11, Black Friday, and Cyber Monday.

Given that Christmas is right around the corner, I think it’s safe to say that most people’s bank accounts are either … Read more

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Lifestyle Spending The Frugal Handbook

TFH #27: Daily Money

Many apps fight for our attention daily, from advertisements to promotional emails to push notifications.

Chances are that you won’t have time to browse through all of your apps on a daily basis.

But it might be worth it to … Read more

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Lifestyle Spending The Frugal Handbook

TFH #26: Split For Cash

Making use of vouchers and promo codes is one of the best ways to save money on your expenses, whether it’s for food delivery, grocery delivery, online shopping, etc.

But sometimes, it’s possible to take it 1 step further.

It’s … Read more

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Spending The Frugal Handbook

TFH #25: Fake Discounts

Everyone loves a good discount.

Discounts allow us to get more by spending less, so what’s not to love?

Unfortunately, discounts aren’t all made equal.

While they are often presented as excellent opportunities to save money, they can also be … Read more

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Spending The Frugal Handbook

TFH #24: There’s Always A Discount

Have you ever shopped on Lazada, booked a gojek, or ordered foodpanda without using a voucher?

If so, you’ve unfortunately missed out on a chance to save money.

Because it turns out that there’s always a discount available for these … Read more

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Lifestyle Spending The Frugal Handbook

TFH #23: Takeaway Fees

Many food and beverage (F&B) establishments in Singapore charge a ‘++’ on their menu items – one for service charge and one for Goods & Services Tax (GST).

In other words, the prices you see on menus are not the … Read more

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Lifestyle The Frugal Handbook

TFH #22: Resourcefully Free

Nowadays, there’s an app or web service for everything.

Want to learn a language? Check.

Want to edit photos or create posters? Check.

Want to find out the top Google searches for specific keywords? Check.

The list goes on.

Chances … Read more

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Personal Finance The Frugal Handbook

TFH #21: Yours To Check, Yours To Get

When we take part in rewards programs or promotions, it’s easy to take it for granted that we’ll receive our reward as long as we fulfil the necessary criteria.

Credit card points/cashback, referral rewards, signup promotions, etc.

To be fair, … Read more

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Miscellaneous The Frugal Handbook

TFH #20: Play And Earn

Many people play mobile games daily for enjoyment or to pass the time.

Most games don’t allow us to convert the time and effort that went into playing them into a monetary reward, but there are some that do.

Don’t … Read more