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Spending The Frugal Handbook

TFH #10: Stocking Up Cash

We’re constantly buying things to get by our daily lives.

This ranges from things we need like food and groceries to things we want like clothes and accessories.

There are different strategies to save money on these transactions depending on Read more

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Lifestyle Spending The Frugal Handbook

The Frugal Handbook #9: Cashing Receipts

I never used to like keeping receipts.

And I think most students/young adults share the same sentiment. 

After all, we’re probably just going to throw it away in the next dustbin we see, so what’s the point?

Well, it turns Read more

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Lifestyle Spending The Frugal Handbook

The Frugal Handbook #8: One More Week

Have you ever bought something and realised, after a few days/weeks, that you don’t like what you bought nearly as much as when you actually bought it?

I know I have, and this is a classic example of impulse shopping.Read more

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Credit Cards Debit Cards Lifestyle Mobile Wallets Spending The Frugal Handbook

The Frugal Handbook #7: Cash-Less For More Cash

Many people don’t think twice when it comes to making payments.

They simply use whichever method they feel like – card, QR, or cash.

After all, it’s the same amount of money being paid anyway… Right?

The straightforward answer to Read more

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Lifestyle The Frugal Handbook

The Frugal Handbook #6: Money Walks

When you need to book a cab, you’ll probably open the app, enter your pick-up and drop-off locations, check the fare price, and look for a ride.

This is a perfectly logical sequence of actions if you’re simply looking to Read more

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Insurance Savings Accounts The Frugal Handbook

The Frugal Handbook #5: Zero Or Nothing

You’ve probably had a kids savings account at some point in your life. 

Then, you probably (hopefully) realised that there are better savings accounts that you could be using like the Jumpstart account, made the switch, and went on about Read more

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Lifestyle The Frugal Handbook

The Frugal Handbook #4: Affordable Dining

Everyone knows that if you want to save money, you should reduce eating out and have more meals at home instead.

The idea is that eating out tends to be pricey, and that’s usually true.

However, it is possible to Read more

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Lifestyle The Frugal Handbook

The Frugal Handbook #3: Picking Up Money

Ever since circuit breaker last year, almost everyone has used a food delivery service at least once.

They’re super convenient and allow you to enjoy your meal/dessert/drink in the comfort of your own home without having to leave your house.Read more

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Lifestyle The Frugal Handbook

The Frugal Handbook #2: McFreebies

Many people already know this, but there are still many who don’t.

Occasionally, McDonald’s has events on its mobile app where you can get free deals once daily throughout the duration of the event.

The current event is called “Wheel Read more

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Lifestyle The Frugal Handbook

The Frugal Handbook #1: Grab Or Cab?

Welcome to the first post of The Frugal Handbook! 

This is a series where I aim to post as often as possible about all things personal finance.

This may range from money-saving life hacks to PSAs about ongoing deals/promotions to Read more