An emergency fund is one of the most important pillars of personal finance.
It should be something that everyone squares away even before thinking about investing.
When I realised I didn’t have any posts about emergency funds on my blog, … Read more
Tag: Personal Finance
Disclaimer: This is not a sponsored post, but this post contains affiliate links. If you signup for a product through one of these links, I’ll earn some commission to help sustain this blog at no cost to you. For more … Read more
Last month, I wrote an article about why you should track your expenses.
It makes you more financially aware and allows you to do more with the same amount of money, among other things.
Hopefully, you’ve started tracking your … Read more
One of the pillars at the core of personal finance is expenses.
We spend money every day.
Since spending money is a part of our daily lives, it’s easy to get carried away with it and not question what we’re … Read more
Before buying anything, cost is probably one of the many factors that you’ll take into consideration before making a decision.
This is because, for most of us, money is a finite and precious resource, so we want to make sure … Read more
In a previous post, I talked about whether credit score matters.
Spoiler: it does. At least, in my opinion.
Credit score can appear to be something elusive that is hard to understand because how exactly it is calculated … Read more
In my previous posts about credit cards, I’ve mentioned that building up a good credit score is one of the benefits of using credit cards.
I also briefly went through various things that are affected by your credit score, but … Read more
I have previously advocated for students using credit cards as early as possible to build credit score and cultivate good credit habits.
However, I recently decided to cancel my Citi Clear Visa – Citibank’s student credit card – … Read more
If you’ve been reading the blog, you’ll know that I love free money.
Getting some extra cash never hurts, especially when it is credited straight into your bank account and you can get it with minimal effort.
Sounds awesome and … Read more
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Frugal Or Cheap?
I have asked myself several times in different scenarios whether I am being frugal or being cheap.
Being frugal is often confused with being cheap because they appear to be very similar on the surface.
However, there is a very … Read more